While whiplash is often associated with a road traffic accident, it can happen in many different scenarios. Sometimes this condition can be dismissed as “aches and pains” when in some cases, it can be much more serious.
Therefore, if you have received whiplash as a consequence of negligence by others, then you may well have a claim for compensation.
Take a look at some of the issues relating to whiplash claims, the evidence required, symptoms, and common accidents.
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There are numerous symptoms associated with whiplash, but the more common tend to revolve around:-
There are also other symptoms associated with whiplash which include:-
There is a general assumption that whiplash claims are of a physical nature as opposed to mental. However, the above symptoms show that whiplash can bring on both physical and mental pressures.
It is fair to say that the vast majority of whiplash injuries tend to be relatively short-lived, even if they can be painful and uncomfortable. However, there have been numerous instances of victims experiencing extended chronic symptoms such as:-
If your original whiplash symptoms do not fade after treatment/advice from your doctor, and you start to experience any of the above symptoms, further medical attention will likely be required.
Interestingly, recent research has shown that there are additional factors that can lead to more severe whiplash symptoms.
Even if you have a pre-existing condition/scenario which could exacerbate symptoms of a new whiplash injury, this does not stop you from claiming compensation.
Indeed, where existing conditions are worsened as a consequence of the incident, you may be entitled to additional compensation.
It will come as no surprise to learn that the more common causes of whiplash include:-
Road traffic accidents where there is a collision can lead to significant whiplash whereby the head is pushed forward extremely quickly and then snaps back into place.
Akin to shaking baby syndrome, you may receive whiplash if you are punched or shaken with force. Those who suffer constant/regular physical abuse are at greater risk of exhibiting symptoms of whiplash.
There are various contact sports where high-speed collisions are relatively commonplace. While regulations have been tightened in recent years, contact sports will always carry a degree of enhanced danger.
There are no specific categories for whiplash compensation claims because they can affect various areas of the body.
The main areas include:-
This type of injury tends to come under orthopaedic injuries, although they can also lead to head injuries.
|Injury||Range of Compensation|
|Minor neck injuries||Up to £6,290|
|Moderate neck injuries||Between £6,290 and £30,690|
|Severe neck injuries||Between £34,240 and £118,240|
|Minor back injury||Up to £9,970|
|Moderate back injuries||From £9,970 up to £30,910|
|Severe back injuries||From £30,910 up to £128,320|
|Minor Should Injuries||Up to £6,290|
|Moderate should injuries||Between £6,290 and £10,180|
|Serious should injuries||From £10,180 up to £15,300|
|Severe should injuries||Between £15,300 and £38,280|
|Epilepsy brought on by head injury||From £8,430 - £119,650|
|Minor head/brain injury||Between £1,760 and £10,180|
|Less severe brain damage||Anywhere between £12,210 and £34,330|
|Moderate brain damage||£34,330 up to £174,620|
|Moderately severe brain damage||£174,620 up to £224,800|
|Very severe brain damage||Between £224,800 and £322,060|
When considering compensation, it is important to realize there are two different types. General damages, listed above, are direct financial compensation for pain and suffering. Special damages relate to financial expense, loss of earnings, cost of property moderations, and other costs directly associated with the whiplash injury.
The UK government is in the process of bringing in new regulations with a particular emphasis on road traffic accident and whiplash claims. Due to the number of fraudulent whiplash claims in years gone by, many of the smaller claims will now be heard in the Small Claims Court.
The idea behind this is simple, as legal expenses cannot be reclaimed with a Small Claims Court case, this has reduced interest in potentially fraudulent activity. However, if you have a genuine whiplash claim, it is vital that you pursue compensation and hold negligent parties to account.
Whiplash compensation claims pursued through the Small Claims Court will, where there is sufficient evidence of negligence, will be settled relatively quickly.
If the level of compensation you are pursuing is higher than the maximum allowed in the Small Claims Court, then you may need to employ the services of a claims management company. There is nothing stopping a claimant from pursuing compensation under their own steam, but there are drawbacks.
The UK legal system can be fairly complex and uncertain, especially if you have no experience in this particular field. This is why many people now look to pursue compensation claims via personal injury claims companies.
The first thing to do is seek medical attention and then, when you are able, look to collate as much evidence as possible. This evidence might include:-
This is just a small selection of the type of evidence you may need when looking to prove negligence and then seek compensation for whiplash injuries.
There is an area of confusion emerging as the UK government looks to clamp down on fraudulent whiplash claims. The government is not trying to scupper any valid whiplash claims, just reduce the frequency of fraudulent activity. So, if you have been the victim of an accident/attack and you have received whiplash, then you may well be eligible for compensation.
It is extremely important that all negligent parties are held to account. Yes, a successful prosecution could lead to a significant compensation payout. However, looking at the long-term picture, by holding a negligent party to account, will likely force them to change workplace practices/procedures. You could potentially be saving the lives of many people.
Here at Money Savings Advice, we have partnered with some of the UK’s leading Personal Injury Claims management companies. They have already helped thousands of people claim compensation for injuries they have incurred, and they can do the same for you.
Choosing an independent claims management company means they won’t proceed with a claim unless they are sure it is in your best interests. They are also regulated by the FCA, which gives you an additional layer of protection.
If you would like to speak to one of these claim management companies who can help you make a compensation claim, then click on the below and answer the very simple questions.
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Consumer Credit Justice Limited is authorised and regulated by the Financial Conduct Authority, Reference 834486. We are regulated by the FCA in respect to claims management activities.
You do not need to use the services of Consumer Credit Justice, or any other claims management company, to make a claim. You are free to choose an independent solicitor of your choice.